Resources for High-Income Earners

Lauren Mishra, PhD, CFP® Lauren Mishra, PhD, CFP®

Risk Isn’t a Preference - It’s a Requirement

If a portfolio only works under ideal conditions, it doesn’t work. This philosophy focuses on defining risk before return, ensuring recovery timelines fit the client, and building something that can actually be sustained through real markets.

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Lauren Mishra, PhD, CFP® Lauren Mishra, PhD, CFP®

The Illusion of Outperformance

We like to think we’re interpreting data objectively. But as research shows, our beliefs often drift toward what we want to be true. In investing, that can turn sound ideas into overconfident portfolios—built more on theory than on what investors can actually experience.

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