All Services are Offered for a Flat Fee
No Commissions. No Conflicts. Our Success is Based on Yours.
Flat Fees, Full Transparency
Unlike percentage-based or commission models, a flat fee ensures clients know exactly what they're paying—without hidden costs or incentives that could influence advice. It eliminates conflicts of interest and allows us to focus solely on delivering tailored, objective guidance.
Service Options & Fees
Standard Retainer
This program is our primary service, providing a comprehensive, ongoing partnership that covers every aspect of your financial life. It’s ideal for clients with significant assets who want a collaborative, long-term approach to wealth management.
What’s included:
Annual and ongoing tax planning
Tax preparation
Cash flow and budgeting
Investment management
Retirement and estate planning
Insurance reviews
Education or business planning, as needed
Additional services tailored to your situation
Direct advisor access by phone or email
3–4 scheduled meetings per year
Fees:
We use a transparent formula based on income, assets, and complexity to determine a flat annual fee (minimum $3,000), billed quarterly. Our fees are consistently below the typical 1% of Assets Under Management, ensuring better value, fairness, and alignment.
Emerging Wealth Retainer
Designed for individuals whose income exceeds their current assets, this program provides full financial planning and tax support at a reduced rate while your wealth grows.
You’ll receive the same holistic services as our Standard Retainer, with 1–2 scheduled meetings per year. The program lasts up to two years, after which clients may transition to the Standard Retainer.
Fee: $1,500 annually, billed quarterly.
Standalone Financial Review
A comprehensive one-on-one session with a Certified Financial Planner® and Enrolled Agent to review your entire financial picture—cash flow, investments, taxes, retirement, and more.
Following the session, you’ll receive detailed notes with my explanations and recommendations, delivered through a secure link for you to download and keep. You’ll also have 30 days of follow-up with your advisor to discuss anything covered in the review or new questions that arise.
Fee: $1,500 annually, billed quarterly.
*If you decide to become a Standard Retainer client within those 30 days, the cost of the review will be credited toward your first year’s fee. Everything is designed to be portable and practical—tools you can use anytime, without being tied to ongoing services.