All Services are Offered for a Flat Fee
No Commissions. No Conflicts. Our Success is Based on Yours.
Flat Fees, Full Transparency
Unlike percentage-based or commission models, a flat fee ensures clients know exactly what they're paying—without hidden costs or incentives that could influence advice. It eliminates conflicts of interest and allows us to focus solely on delivering tailored, objective guidance.
Services & Fees
Private Retainer
Our core Private Retainer service offers a remote, comprehensive, ongoing partnership that supports every area of your financial life. Ideal for clients with significant assets who want a long-term, collaborative approach to managing their wealth—with the added benefit of having nearly every financial task handled on their behalf.
What’s included:
Comprehensive Initial Financial Review meeting
Annual and ongoing tax planning
Tax preparation
Representation before the IRS for audits, notices, or other tax matters—handled directly on your behalf
Cash flow and budgeting
Debt management and leverage strategies
Investment management with tailored recommendations
Retirement planning
Estate planning
Insurance and benefits reviews
Employee benefits and compensation reviews
Education or business planning, as needed
Additional services tailored to your situation
Direct advisor access by phone or email
3–4 scheduled meetings per year
Fees:
We charge a flat annual fee for ongoing service, based on the complexity of your situation, rather than a percentage of your assets, aligning our time and resources with your specific needs—not just your portfolio size.
Accurate complexity cannot be determined before the Initial Financial Review, however, all annual fees consistently fall well below the industry average of 1% of assets.
No account or portfolio minimums.
Initial Financial Review
Our Initial Financial Review provides immediate clarity and direction, offering actionable recommendations and a personalized roadmap for your financial progress—with 30 days of optional support for implementation. If we both see strong, long-term value in working together, you may be invited to continue through our Private Retainer program. Otherwise, the review can stand on its own—ideal for those who prefer to implement independently.
What’s included:
Comprehensive review of recent tax returns to identify missed opportunities
Strategic tax planning for the upcoming season and future years
Personalized retirement savings recommendations
Cash flow assessment and guidance on safe spending levels
Debt management and leverage strategies
Detailed paystub and employee benefits review
Investment analysis with tailored recommendations
Estate overview and planning considerations
Insurance evaluation to identify coverage gaps or inefficiencies
Targeted recommendations for education, business, real estate, or other unique goals
Access to your personalized and secure financial website
Private, encrypted document vault for easy sharing and storage
One-on-one meeting with your advisor to review all analyses and recommendations
Direct advisor access via phone or email for 30 days following your meeting
Written meeting notes and actionable recommendations to keep and refer to anytime
Fees:
The Financial Review is a flat $1,500 fee, with a $150 deposit required to hold your appointment. The deposit is fully refundable if canceled at least 14 days before the scheduled date.